Why auto insurance companies track your claims. Believe it or not, your claims history is one of the biggest factors behind your insurance premiums. Insurance companies track your claims history and will review your record when calculating your premium, so it pays to keep this in mind before you file that small claim. Car insurance[…]
Why Your Auto Claims History is Important to Your Insurer
By TheSph3r3 Archive, Car Insurance Mar 28, 2019
How to buy car insurance for the first time. Are you in the market for your first auto insurance policy? Whether you are moving from your parent’s policy or purchasing your first ever coverage, we understand how daunting it can be. Buying the right policy requires basic knowledge of how car insurance works and[…]
Do I Get 30 Days Free Coverage on My Auto Insurance?
By TheSph3r3 Archive, Car Insurance Dec 20, 2018
Understanding your car insurance coverage. At Reata Insurance, we help many motorists secure auto insurance locally and state-wide. One frequent question we get asked is if auto insurance policy comes with 30 days of free coverage for newly acquired vehicles. Although your agent will be able to explain everything in greater detail, here’s what you should know to better understand your coverage for your[…]
Top Habits That Make Central Texas Roads More Dangerous
By TheSph3r3 Archive, Car Insurance Dec 13, 2018
Have you noticed any of these dangerous driving habits? In Central Texas, we pride ourselves on having safe roads. Drivers tend to be considerate, patient, and safe. Even so, accidents happen with dangerous driving habits. Despite our cars getting smarter and the fines of dangerous driving getting steeper, some drivers hold on to bad habits that make our roads more dangerous. Researchers[…]
Tips to stay safe when your car’s tire pops on the road. No matter how conscientious a driver you are and how well maintained your vehicle is, driving emergencies can and do happen. When these emergencies do occur, such as your tire popping while driving, being prepared and knowing how to handle the situation will help you to[…]
Baby Safety Month: Common Car Seat Mistakes Parents Make
By TheSph3r3 Archive, Car Insurance Sep 06, 2018
Avoid these mistakes when strapping your child into a car. Car seats are an absolute must for any parent. They help to protect your child throughout the entire car journey and minimize the impact if an accident does occur. Since September is National Baby Safety Month, we’ve rounded up a few common mistakes parents make[…]
How to notice when it’s time for your elderly loved one to stop driving. Whether it’s the driving of a spouse, a parent, or another loved one, there may come a time in your life when you begin to question whether a loved one is still safe to drive. It’s a sensitive topic, especially for[…]
What You Should Do After Being Involved in a Hit-and-Run
By TheSph3r3 Archive, Car Insurance Jun 21, 2018
Here are some of the steps you should take as a victim of a hit-and-run accident. An accident is considered a hit-and-run anytime an involved driver flees the scene of the accident. Unfortunately, these types of accidents tend to unfold very quickly and you might not have time to react. If you ever find yourself[…]
Learn how you can be a better driver. Even the most experienced drivers can have bad driving habits. While you might not think that these habits are a big deal, they can be dangerous for yourself and other drivers. Here are some of the bad driving habits you should avoid if you want to be[…]
Tips for Spotting a Flood Damaged Vehicle
By TheSph3r3 Archive, Car Insurance, Lifestyle May 10, 2018
Buying a used car? Then make sure you aren’t buying one with hidden flood damage. When Hurricanes Harvey and Irma swept through the country, thousands of cars were affected. Unfortunately, many of these damaged cars will be sold to unsuspecting future buyers, placing them at considerable risk. As floodwater can damage a car’s engine, transmission,[…]
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